Online Payday Loans Direct Lender Offering Instant Cash Advance Solutions

Your Data Stays Safe

When you apply for a loan, you share sensitive information. With direct online lenders no third-party involvement, enhanced security standards and strong encryption systems, we keep your data safe.

You Get the Best Deals

We provide our best deals online. Every time you apply for a loan with us, we offer you the most valuable deal considering your needs and eligibility as well as the ongoing deals and promotions.

We're Always Available

With 24x7 email support and a prompt telephone assistance team, we are available to provide you personalized assistance with your queries and concerns round-the-clock.

Customer First - Loans Designed to Suit Your Needs and Wants

online payday loans Loans of up to $1,000 with no credit checks so your credit scores remain intact
payday loans online No standing in lines, no paperwork, no faxing and a completely online system
online payday loans direct lenders Enhanced privacy thanks to no third-party involvement and no Teletracking

At EZPaydayCash, we take pride in having almost 2 decades of experience in direct lending. Thanks to this experience, we have been able to understand the needs and wants of our valued customers. We have introduced a host of features to our loans. Today, many lenders offer some services with similarities, yet being innovators in the industry remains one of our key objectives.

Keeping you - the customer - first, we ensure our loans:

  • Accept bad credit scores
  • Offer easily understandable terms
  • Provide flexibility in repayment options

Got Immediate Financial Needs? Choose EZPaydayCash

  • Completely online loan application accessible round-the-clock
  • Instant loan approval upon verification of eligibility
  • Income-based lending that accepts bad credit scores
  • No hard credit checks so your credit history remains untouched
  • Transparent loan offer terms designed to be customer-friendly
  • Repayment flexibility that can accommodate certain changes without penalties
  • Automated repayments so you never miss a transaction

Borrowers often Choose EZPaydayCash when they Wish to

  • Get a quick source of money when in an urgent need
  • Have a repayment plan that suits their financial situation
  • Get a loan without the need for any paperwork or faxing
  • Get a second chance at borrowing when rejected elsewhere
  • Get funded no matter how poor their credit scores and history are
  • Get a loan easily instead of borrowing money from relatives or friends

Our Most In-Demand Loan Products

Direct payday loans

At EZPaydayCash, we have taken immense care in designing products tailor-made to suit the needs of our valued customers. We consistently track which of our products are serving our customers the most, and that helps us keep our services relevant to your needs. We take pride in sharing that our customers are being served most often with these loan options:

  • Payday Loans - These are personal loans with short tenures - 14 to 30 days
  • Installment Loans - These are personal loans with flexible repayment terms. Repayment can be monthly or bi-monthly and the tenure can be as much as 24 months
  • Bad Credit Loans - No matter how low your credit score is, our bad credit loans can provide you a solution for securing funds.

Learn About Our Innovations, Core Values, Mission & Vision

This Is What Some of Our 50,000+ Awesome Customers Say About Our Service

Looking for Payday Loan from Direct Lender?

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Applying Does NOT Affect Your Credit Score

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It is also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at