The Best Online Payday Loans

Are Quick, Easy & Affordable

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Applying Does NOT Affect Your Credit Score

Payday Advance Loans

Get a Payday Loan Online - Instant Approvals, Bad Credit Accepted

Online payday loans from EZPaydayCash are quick, easy and affordable. Our payday loans come with these beneficial features:

  • Fully online application system available 24x7 and accessible from anywhere
  • Quick process featuring instant approvals upon verification of loan eligibility
  • Bad credit score borrowers are welcome
  • No hard credit checks done
  • Transparent and easily understandable loan offers
  • Direct deposits done upon acceptance of the loan offer

What are Payday Loans?

Payday loans are small personal loans with short tenures - typically 14 to 30 days. Aimed to be used as a short-term financial solution, most payday loans offer quick approvals and are designed to be repaid on the borrowers next payday that lies within 2 to 4 weeks.

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Loan Amount
First Name
Last Name
Home Phone

The main advantages:

  • Payday loans can be made available for bad credit borrowers
  • They can serve well as a short-term financial solution
  • Borrowers can get free of their debt quickly, hence accruing less interest over time

How Easy is it to get a Payday Loan Online?

EZPaydayCash has made many innovative solutions that have led to the online payday loan process being an easy one. You simply need to fill in our 3-minute online application and submit it. Our customer service team shall then contact you after a brief assessment, to work towards a suitable loan offer for you.

Can I Get Small Payday Loans Online with No Credit Check?

Yes, with EZPaydayCash you can conveniently get a small payday loan online that features no credit check from any of the major credit tracking bureaus. Subject to your state laws, you may be eligible for a payday loan of up to $1,000.

Are Bad Credit Scores Accepted?

Yes, we also provide payday loans for bad credit borrowers. As long as you have a stable source of income, with us, you need not worry about your credit scores even if they are as poor as 250.

Since the payday loans come with a short tenure, income is considered a more significant indicator of your ability to repay the loan, versus your credit scores.

Online Payday Loan Organizations vs Payday Loan Apps and Store-Based Lenders

Online Payday Loan Organization Payday Loan Apps Store-Based Lenders
Accessible round-the-clock from anywhere Accessible round-the-clock from anywhere Limited store timings
Easy to verify the legitimacy Not always easy to verify legitimacy Hard to verify legitimacy
Easy to contact customer service Not always easy to contact customer service Customer service may only be provided in-store
Strong competition often leads to better offers Installing an app effectively reduces competition Limited competition often leads to higher charges
No need to install any apps and create an account Most apps require you to register as a user Typically require you to visit the store physically

Return Customer Benefits

Payday loans are a popular lending choice, especially amongst bad credit borrowers. Recent data shows that roughly 75% of payday loans are taken out by borrowers who have used them before. Keeping this in mind, EZPaydayCash offers benefits such as higher loan amounts, personalized loan offers and more, for returning customers. Have you used our services before? You can head to our page for returning customers.

The Best Online Payday Loan is Easy to Qualify For

Here's what you shall need to provide us with, as you apply for a payday loan from us:

  • Social Security Number
  • Age proof (must be 18 or more)
  • Checking account details
  • Bank statements/ income stubs
  • Valid contact details

Ready to apply? Simply proceed to the online loan application and you shall be on your way to secure funds from one of the best online payday loan services in just a few minutes!

Looking for Payday Loans for Bad Credit?

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Applying Does NOT Affect Your Credit Score

*I have read and understand the Terms and Conditions & Privacy Policy of this loan.

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It is also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at