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Applying Does NOT Affect Your Credit Score

Paycheck Loans

Paycheck Loans - Get an Advance of Up To $1,000

Need cash now to get through until your next payday? Pay Advance or Salary advance loans from EZPaydayCash are easy to get and can provide you with instant access to the required cash within hours. This is what a paycheck loan can get you:

  • $100 to $1000 depending upon your requirement, state of residence and eligibility
  • Guaranteed funding subject to eligibility
  • Flexibility in repayment options
  • Quick approvals and quick deposits

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What is a Paycheck Loan?

Also commonly known as a paycheck advance, a paycheck loan is much like a payday loan in that it allows you to borrow a relatively small amount of money that you typically repay upon receiving your next paycheck. It's a quick loan that is approved primarily on the basis of your income, evidenced through previous paychecks.

Here are some facts about paycheck loans:

  • The average amount offered by most of the paycheck lenders is usually from $300 to $500.
  • A paycheck advance is a short-term loan designed for a specific purpose- personal financial emergency.
  • The paycheck loan should be repaid within the specified time period, usually on your next payday.
  • A paycheck loan typically features no credit check which means that it also doesn't affect your credit scores.

Do keep in mind that failure to pay back the loan on the agreed date will cost you additional fees. Hence, it should be used responsibly to deal with temporary cash flow problems and should not be intended for long term usage.

Pay Advances, Salary Advance Loans and Paycheck Advance Loans - are these different?

We call it "Paycheck Loans" here to make it clear and simple, but there are various names for the same thing. Whether it's called a salary cash advance loan, a payday advance, or a payday cash advance, they all refer to the same product offered by different lenders.

Cash Advance on Paycheck Might Be the Right Help for Emergencies

Facing an emergency like a vehicle crash, household equipment breakdowns or a medical expense? A cash advance on your paycheck could be one of the fastest reliable ways to get you the cash you need to provide you the finances you need. Borrowers tend to prefer our paycheck advances during emergencies because:

  • Bad credit scores are accepted
  • Application system is fully online and available round-the-clock
  • Upon completion of basic verifications, the loan provides an instant decision
  • A high rate of approval of loans (above 90%) promises high reliability
  • The entire loan process - from approval to disbursal - is designed to be lean and quick.

Typical Salary Advance Apps vs Paycheck Loans from EZPaydayCash

Salary Advance Apps Paycheck Loans from EZPaydayCash
Often feature tips and overdraft fees Features fixed interest rate
May charge an initial/enrollment fee No initial or application fee
May lead to user falling into a debt cycle Used by some while working on escaping the debt cycle
Typically offer $10 to $150 Offer advances of $100 to $1,000
Some apps require a healthy credit performance Available to borrowers, independent of their credit history

Can a Salary Advance Loan provide Instant Funding?

An instant funding solution is one that many borrowers today, find useful given that saving money for emergencies isn't considered as important as it once was. Instant approvals and instant deposits of loans serve well in such situations and for a borrower who doesn't have access to a credit card cash advance or a pre-approved instant loan, a Online payroll advance loans can be the quickest option available. Salary advance loans work in a simple way - you apply for the loan and get verified for eligibility. Once deemed eligible for the applied loan, the approval of the loan is instant and a loan offer is made. Once the offer is accepted, a direct deposit is processed, hence providing instant funding. The reliability of such a loan is great too, since it gets you the funds you need, as long as you're eligible for it.

Get Easy Access to a Paycheck Loan Today

Our 24/7 paycheck advance features a fully online application system through which you can request for the amount you need, whenever you're in need. Once your application is reviewed, you will receive the loan decision within minutes. We then provide you a loan offer through a transparent digital agreement. Upon your acceptance of the offer, the funds will be deposited directly into your account within just a few hours.

Apply now for paycheck loans of up to $1000 from EZPaydayCash - it takes less than 3 minutes and you can then receive the money you need, as you comfortably make it to your next payday!

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Applying Does NOT Affect Your Credit Score

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: EZPaydayCash.com is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use EZPaydayCash.com's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. EZPaydayCash.com does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It is also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at support@ezpaydaycash.com