FEES
The Fee For Our Loans is $30.00 Per $100.00 Borrowed.
The Annual Percentage Rate (A.P.R.) for our loans ranges from 365.00% to 1564.28%, depending on the term of your loan. Please refer to the table below to find your A.P.R.
APR Table
| Term
(days) |
Loan Amount |
| |
$200.00 |
$300.00 |
$400.00 |
$500.00 |
| |
Fee |
A.P.R. |
Fee |
A.P.R. |
Fee |
A.P.R. |
Fee |
A.P.R. |
| 7 |
$60 |
1564.28% |
$90 |
1564.28% |
$120 |
1564.28% |
$150 |
1564.28% |
| 8 |
$60 |
1368.75% |
$90 |
1368.75% |
$120 |
1368.75% |
$150 |
1368.75% |
| 9 |
$60 |
1216.67% |
$90 |
1216.67% |
$120 |
1216.67% |
$150 |
1216.67% |
| 10 |
$60 |
1095.00% |
$90 |
1095.00% |
$120 |
1095.00% |
$150 |
1095.00% |
| 11 |
$60 |
995.45% |
$90 |
995.45% |
$120 |
995.45% |
$150 |
995.45% |
| 12 |
$60 |
912.50% |
$90 |
912.50% |
$120 |
912.50% |
$150 |
912.50% |
| 13 |
$60 |
842.31% |
$90 |
842.31% |
$120 |
842.31% |
$150 |
842.31% |
| 14 |
$60 |
782.14% |
$90 |
782.14% |
$120 |
782.14% |
$150 |
782.14% |
| 15 |
$60 |
730.00% |
$90 |
730.00% |
$120 |
730.00% |
$150 |
730.00% |
| 16 |
$60 |
684.38% |
$90 |
684.38% |
$120 |
684.38% |
$150 |
684.38% |
| 17 |
$60 |
644.12% |
$90 |
644.12% |
$120 |
644.12% |
$150 |
644.12% |
| 18 |
$60 |
608.33% |
$90 |
608.33% |
$120 |
608.33% |
$150 |
608.33% |
| 19 |
$60 |
576.31% |
$90 |
576.31% |
$120 |
576.31% |
$150 |
576.31% |
| 20 |
$60 |
547.50% |
$90 |
547.50% |
$120 |
547.50% |
$150 |
547.50% |
| 21 |
$60 |
521.43% |
$90 |
521.43% |
$120 |
521.43% |
$150 |
521.43% |
| 22 |
$60 |
497.72% |
$90 |
497.72% |
$120 |
497.72% |
$150 |
497.72% |
| 23 |
$60 |
476.08% |
$90 |
476.08% |
$120 |
476.08% |
$150 |
476.08% |
| 24 |
$60 |
456.25% |
$90 |
456.25% |
$120 |
456.25% |
$150 |
456.25% |
| 25 |
$60 |
438.00% |
$90 |
456.25% |
$120 |
456.25% |
$150 |
456.25% |
| 26 |
$60 |
421.12% |
$90 |
421.12% |
$120 |
421.12% |
$150 |
421.12% |
| 27 |
$60 |
405.56% |
$90 |
405.56% |
$120 |
405.56% |
$150 |
405.56% |
| 28 |
$60 |
391.07% |
$90 |
391.07% |
$120 |
391.07% |
$150 |
391.07% |
| 29 |
$60 |
377.58% |
$90 |
377.58% |
$120 |
377.58% |
$150 |
377.58% |
| 30 |
$60 |
365.00% |
$90 |
365.00% |
$120 |
365.00% |
$150 |
365.00% |
How to determine your Due Date
EZPAYDAYCASH.com provides short-term cash advances which is due on your next pay date, unless your next payday is less than 7 days away. In this case, we will debit your account on the following pay date after. The maximum term for our loans is 30 days.
• If we do not hear from you prior to your loan due date, we will automatically debit the full loan balance from your account. If you you do not want us to withdraw the full amount, you have the option to extend your loan until your next payday.
• You are allowed up to two (2) extensions or rollovers with only minimum payment before we require you to paydown your principal.
• The cost to extend your loan is $30.00 per $100.00 borrowed. Your loan APR (Annual Percentage Rate) ranges from 365% to 1,564%, depending on the terms of the extension.
• The extension fee will be withdrawn from your account on your due date. We must receive your extension request before 8:00 PM EST the day before your loan is due.
• Please note that our NSF (non-sufficient funds) fee is $20.00
If you have any questions please
contact us.