Short Term Loans with No Credit Checks

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Applying Does NOT Affect Your Credit Score

Short Term Loans

Short Term Loans - Small Personal Loans Accepting Bad Credit Scores

Short term loans that are quick, can provide instantaneous relief from a temporary cash crunch, but it's tricky to find a lender while having bad credit performance. And by luck, if you found one, it would most probably be an expensive third party lender that does not even guarantee to fund you while putting your personal data at risk. But now you don't have to be lucky to get a short-term loan with bad credit.

Now Get Medium Term Loans Online!

At EZPaydayCash we believe that you deserve funding no matter what your credit rating is - that too with an affordable interest rate and flexible repayment terms. With a "guaranteed" bad credit short term loan, you can borrow up to $1,500 (depending upon your repayment capability) and repay in installments over 3 months while enjoying our low rates and fees.

Benefits of Applying for a Short-Term Loan with EZPaydayCash

Borrowers use our short-term loans to address their immediate financial needs. The most valued benefits that our borrowers enjoy include:

  • Round-the-clock loan application
  • Loans featuring no credit checks
  • High chances of loan approvals
  • Friendly loan eligibility terms
  • Instant approvals of loans upon verification of eligibility
  • Clear and transparent loan offer
  • Direct deposit of funds upon acceptance of the loan offer

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Small Personal Loans with No Credit Checks are Quick and Reliable

With EZPaydayCash, you can get small personal loans quickly and reliably. One of the ways in which we keep up with such a promise is by offering short-term loans that feature no hard credit checks.

No credit check loans:

  • Are quick and simple as the time-taking hard credit check process is eliminated
  • Accept bad credit borrowers as they are income-based loans
  • Leave your credit history and score unaffected
  • Enable a borrowing option for previously rejected customers.

Online Direct Lenders v/s Store-Based Lenders

Store-based lenders such as the ones you may find in a marketplace nearby if you live in a city, typically tend to hike up their rates, have high costs associated with their business, require you to be physically present at their store and use complicated loan processing systems. In contrast, by choosing a trusted online direct lender like EZPaydayCash, you can enjoy 4 great features that make most store-based lenders seem obsolete:

  • Apply from anywhere, at any time
  • Get competitive loan offers
  • Eliminate costs and delays caused by the involvement of third-parties such as brokers
  • Get a loan with no paperwork or faxing

Is it possible to accept a credit score that is poor?

Provided you have a stable source of income that gets you $1,000 or more a month, a short-term loan from us with a bad credit score irrespective of how bad it is. So, even if your credit score is as poor as 250, worry not! Simply apply for the loan as it costs nothing. And if you meet our basic eligibility requirements, a loan offer shall be yours once the verifications are done.

Apply for a Quick Short-Term Loan Online

Now you know if you are looking for a short-term loan near you, you just have to go to our application page. As a short-term personal loan lender for bad credit, we are reliable and affordable, safe and swift; unlike third party lenders, we make sure that your personal information is secure plus we charge you no hidden fees. Above all, the repayment flexibility allows you to pay off the debt very relaxdly. Bad credit wouldn't come in your way if you want an online short-term loan from us. Apply now!

Looking for Short Term Loans with Bad Credit?

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Applying Does NOT Affect Your Credit Score

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Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It is also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at