Personal Loans with Low Interest Rates

Spend Money for Any Personal Purpose

Apply Now

Applying Does NOT Affect Your Credit Score

Personal Loans

Bad Credit Personal Loans with Guaranteed Approvals

We offer personal loans for people with bad credit scores in order to ensure that none of our customers are ever out of emergency cash.Usually, a bad credit score may not be an intentionally earned situation, but having a poor rating curb your options when it comes to getting funded from a direct lender or a bank. Some lenders give you small cash amounts, some charge you high rates, some ask for a written reference from your employer, and some lenders put conditions on how the money can be spent.

Here are some of the other benefits bad credit loans offer:

  • Unsecured funding with no need for pledging collaterals
  • No credit checks, so your loan is quick and easy while your credit performance stays untouched
  • Deal with your direct lender - no third-party costs or delays
  • A completely online system so you can get a loan at any time, from anywhere

Start Your Loan Application

Loan Amount
First Name
Last Name
Home Phone

These are the Best Online Payday Loans

Your reason can be anything; we let you borrow guaranteed personal loans online in a truly personalized manner. When you apply for a low interest personal loan from us, we never ask you the purpose and even with poor credit, we fund you up to $1,500 based on your repayment ability.

What's more?

  • The application process is incredibly fast and completely online. Therefore, you do not have to visit any store to apply for these easy personal loans and do it via phone or computer without requiring any fax or paperwork.
  • Our team will verify your application, and if everything is fine, you earn instant approval. Therefore, we urge you to apply for our quick personal loans with authentic details only, which can be verified easily.
  • No matter how bad your credit score is, you can get a loan, as we offer you income-based short-term personal loans.

A Quick Personal Loan from a Direct Lender Is Borrower Friendly!

When you choose a quick personal loan from a direct lender like EZPaydayCash, you get multiple advantages compared to a third-party lender. Most importantly, you get the assurance of being instantly approved on successful application to personal loans for poor credit. That means as soon as you get approval, the money is deposited in your account.

Simultaneously, you also get to enjoy a repayment term that is longer than usual where multiple scheduled payments can be used to get debt free with lower interest rates than paying at once, a huge chunk of money. Similarly, data security is something we are very strict about, so you do not have to worry about your privacy as long as we are your lender.

How we Guarantee Approvals of Personal Loans despite Bad Credit Scores

The working of this might be simpler than one may imagine. We just need you to meet certain requirements - you need to prove, via the simple documents mentioned below, that your financial status and income put you in a position to repay and hence make you eligible for a loan from us. The credit score hasn't come into the picture here at all! Provided this is in order, you can apply for a personal loan online, and we shall approve amounts up to $1500.

What to Keep Ready for an Easy Personal Loan Experience?

As one of the most borrower-friendly personal loan lenders, we ask for minimum details of yours to deliver you with an easy personal loan online with no credit check. Instead of looking for "personal loans near me," if you fill out our 3-minute long application form with the following details, you'd have the money within 24 hours in your account:

  • Social Security Number
  • Age proof (must be 18 or more)
  • Checking account details
  • Bank statements/ income stubs
  • Valid contact details

Apply for Your Bad Credit Personal Loan Now

So here at EZPaydayCash, we offer the best online payday loans. Our option of Bad Credit Personal Loans with Guaranteed Approval, provided you meet our simple requirements are here to help, and you can apply right now!

Looking for Personal Loans?

Apply Now  

Applying Does NOT Affect Your Credit Score

*I have read and understand the Terms and Conditions & Privacy Policy of this loan.

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It is also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at