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Personal Loans for People with Bad Credit

Thanks to personal loans for people with bad credit scores that many of our customers are never out of emergency cash. Usually, a bad credit score may not be an intentionally earned situation, but having a poor crating rating curbs your options when it comes to getting funded from a direct lender. Some lenders give you small cash amounts, some charge you high rates, some ask for a written reference from your employer and some lenders put conditions how the money can be spent. When it comes to instant personal loans, a few financing companies also ask for collateral. But we at EZPaydayCash like setting new lending trends because our users are very dear to us. That is why we offer unsecured personal loans with no credit check as a direct lender and with no conditions how they must be spent.

Guaranteed Personal Loans Online for Financial Freedom

Your reason can be anything, we let you borrow guaranteed personal loans online in a truly personalized manner. When you apply for a low interest personal loan from us, we never ask you the purpose and even with a poor credit, we fund you up to $1,500 based on your repayment ability. The application process is incredibly fast and completely online based. Therefore, you do not have to visit any store to apply for these best personal loans, and do it via phone or computer instead without requiring any fax or paperwork. Our team will verify your application and if everything is fine, you earn an instant approval. Therefore, we urge you to apply for our fast personal loans with authentic details only that can be verified.

online personal loans

A Quick Personal Loan from a Direct Lender Is Borrower Friendly!

When you choose a quick personal loan from a direct lender like EZPaydayCash, you get multiple advantages compared to a third party lender. Most importantly, you get the assurance of getting instantly approved on successful applications for personal loans for poor credit. That means, as soon as you get approval, the money is deposited in your account. Simultaneously, you also get to enjoy a repayment term that is longer than usual where multiple scheduled payments can be used to get debt free with lower interest rates than paying at once a huge chunk of money. Similarly, data security is something we are very strict about, so you do not have to worry about your privacy as long as we are your lender.

What We Need to Process an Easy Personal Loan

As one of the most borrower-friendly personal loan lenders, we ask for minimum details of yours to deliver you with an easy personal loan online with no credit check. Instead of looking for "personal loans near me" if you fill out our 3-minute long application form with the following details, you'd have the money within 24 hours in your account-

  • Social Security Number
  • Age proof (must be 18 or more)
  • Checking account details
  • Bank statements/ income stubs
  • Valid contact details

Getting personal loans with guaranteed instant approval is completely hassle free with EZPaydayCash. Now you can even apply for a bad credit personal loan during weekends!


*I have read and understand the Terms and Conditions & Privacy Policy of this loan.

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Applying Does NOT Affect Your Credit Score

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: EZPaydayCash.com is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use EZPaydayCash.com's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. EZPaydayCash.com does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at support@ezpaydaycash.com

****Loans are NOT available to residents of Arizona, Colorado, Georgia, Kansas, Massachusetts, Minnesota, New York, New Hampshire, Oregon,
Pennsylvania, Tennessee, Vermont, Washington, West Virginia, Puerto Rico****