2nd Chance Payday Loans

for those who have been declined funding

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Applying Does NOT Affect Your Credit Score

Second Chance Payday Loans

Second Chance Payday Loans with EZPaydayCash as Your Direct Lender

Getting a second chance on a payday loan can make all the difference when you face an urgent need for funds. Choose EZPaydayCash as your direct lender and you can get a second chance at securing the loan that you need, along with these great benefits:

  • No third-party involvement - saving time and money
  • Acceptance of all credit scores - medium to poor
  • No denials - subject to loan eligibility
  • Quick funding - with instant approval upon successful verification

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What are Second Chance Loans?

Most loans in the market typically reject loan applications from customers who've recently or in the past, been denied a loan through their service or by another lender. Second chance loans are loans that are made available by lenders, specifically for borrowers who've faced such denials.

At EZPaydayCash, we go a step ahead by offering our loans to you, irrespective of the number of previous rejections that you may have incurred - some lenders may title such an offer as a last chance loan.

Denied a Loan Elsewhere? We offer No Denial Loans with No Credit Checks

2nd chance payday loans at EZPaydayCash come with these features:

1. No denial: We offer 2nd chance payday loans with no denials subject to loan eligibility. So, if you meet our eligibility requirements as you seek for a loan that our assessment system considers likely for you to be able to repay given your income, your loan features a guaranteed approval.

2. No credit checks: The 2nd chance payday loans feature no hard credit checks, making them quick and easy to qualify for, while also negating the loan's impact on your credit performance.

In an Emergency? Get a Payday Loan No Matter What Your Credit Score is

Many borrowers use our second chance loans for addressing emergency needs. This is because we offer:

  • A high rate of loan approval, making it a highly reliable loan
  • Acceptance of bad credit scores, no matter how bad they may be
  • Quick loan approvals and deposits, making the loan suitable for addressing urgent needs

Correct your Credit Score with a Second Chance Payday Loan

Some borrowers also use second chance payday loans to correct their credit score. We offer returning customers the choice to request for credit reporting, should they wish for it. In a calculated way, repaying a loan on time can help borrowers heal a poor credit performance. However, we recommend seeking the expertise of a credit counselor for borrowers who wish to work on any such approach.

Secure a 2nd Chance Payday Loan Now

Time to proceed to the next step? Getting a second chance on your payday loan is easy when you choose EZPaydayCash! Simply proceed to our online loan application and as you fill and submit your details, our team shall work towards an offer on the 2nd chance payday loan, designed to suit your requirements.


Looking for Second Chance Payday Loans?

Apply Now  

Applying Does NOT Affect Your Credit Score

*I have read and understand the Terms and Conditions & Privacy Policy of this loan.

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: EZPaydayCash.com is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use EZPaydayCash.com's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. EZPaydayCash.com does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It is also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at support@EZPaydayCash.com