Loans with Pay Stubs Only: A Simple Guide to Hassle-Free Borrowing
Traditional banks/lenders offer loans to people with a great credit score. However, what about people with a bad credit score? Don’t they deserve help in financial emergencies? A bad credit score doesn’t always mean that payments were not made on time in the past. It could be because of several other factors as well.
Keeping all this in mind, we at EZPaydayCash have come up with loans with pay stubs only. You do not need to go through a hard credit check or show a great credit history. All we require to help you financially is your pay stubs denoting stable monthly income. Read on to learn more about our loans with pay stubs only.
What Are Loans with Pay Stubs Only?
Loans with pay stubs only are short-term cash advances that rely on your income as proof of repayment ability. Instead of going through tax returns or a hard credit check, all you need is your recent pay stub to apply. These loans are also called paycheck loans, salary advances, or paycheck advances.
These are specially designed for people who have a bad credit score or no credit score at all. These can also be very helpful to people who are looking for quick payday loans, as these do not require you to provide tons of bank statements or credit checks.
How To Apply for Loans with Pay Stubbs Only
At EZPaydayCash, we have a simple and straightforward application process for your online loans. Follow the below steps to get quick cash:
- Click on the Apply Now button on our website and submit the application form after filling it out.
- Your application will be reviewed by our team, and you will get an instant decision on your profile.
- Once the profile is approved, you will be sent a loan agreement which you will need to sign through e-signature.
- On agreement to all the terms and conditions, your loan will be disbursed instantly.
Requirements for a Loan with EZPaydayCash
We do not have complex requirements like traditional lenders. We have flexible eligibility criteria for you to qualify for a loan with us.
- Should have been employed for the past three months.
- Should be a US citizen
- Should have had an active checking account for the past three months.
- Should be earning a monthly income of at least $1,000.
- You must not currently be a debtor in a bankruptcy case or presently intend to file for bankruptcy relief voluntarily
- Should have and provide a Social Security number
Loans with Pay Stubs Only from EZPaydayCash
We at EZPaydaycash provide instant, emergency loans with your pay stubs only. We do not ask you for documents or for a credit check. We just require you to have a stable monthly income, which should be reflected in your pay stubs.
Apply for a loan from EZPaydayCash today and get funded within 24 hours without the requirement of collateral or credit check.