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The Responsibility of Paying Back Payday Loans ?>

The Responsibility of Paying Back Payday Loans

When you take out a payday loan from online direct lenders like EZPaydayCash, it is swift, convenient, affordable, and easy to qualify for funds up to $1,000 (in 1 day) without any application fee or collateral.
Needless to say, a payday advance can help you efficiently to recover from a sudden cash crunch when you have no other option. Most of the financing companies, nowadays, lend money to borrowers that even have a bad credit score. In such a situation, cash advance loans are the real sources of hope and much to be thankful for.

At the same time, a borrower must be responsible for the timely repayment of the debt. Not only it helps you keep your credit score in good health but also gives a good reason to your lender to trust you even more. As a result, you might get a VIP borrower status with some benefits. However, you must have a flexible repayment term in order to pay off the debt without difficulty.

How Long Do You Have to Pay Back a Payday Loan?

Usually how long is the repayment term of a payday loan? Yes, the next paycheck day and you have to make one payment! That could be a week long, two weeks or maximum a month! If you have a good income, maybe you have no difficulty in repaying the due within a short period. If you cannot, some lenders have rollover options where you have to pay a fee to get some more time. However, in the long run, it impacts your credit.

Do you know how long do you have to pay back a payday loan at EZPaydayCash? We offer you a longer term than usual. Yes, we offer 3 months with multiple installments to pay off your debt (and not a lump sum)! That way, even with a low income you do not feel any pressure while repaying and boost your credit. Be a smart borrower. Choose a lender that gives you desirable repayment flexibility. Apply now!

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Applying Does NOT Affect Your Credit Score

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at

****Loans are NOT available to residents of Arizona, Colorado, Georgia, Kansas, Massachusetts, Minnesota, New York, New Hampshire, Oregon,
Pennsylvania, Tennessee, Vermont, Washington, West Virginia, Puerto Rico****