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What a Good Credit Score Tells About You ?>

What a Good Credit Score Tells About You

In the scale of credit scores (300-850) set by the primary credit bureaus, namely Equifax, Experian and TransUnion, if you have a rating between 700 and 749 then your score is considered to be good. If you have even a higher score, then that is count as excellent. A good credit always demonstrates that the borrower is sincere while repaying the debt on or before the due dates. Especially for large funding like a car loan or a home loan,…

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Creditworthiness and Poor Credit Score ?>

Creditworthiness and Poor Credit Score

Your credit score is one of the most important determinants of your creditworthiness when you apply for a loan, especially the likes of mortgages and car loans. However, some strict credit companies also want to know your credit score before lending payday or small installment loans. Your credit rating shows if you have any history of borrowing loans, and how you have dealt with them – if you have timely paid or not. With an excellent or good credit score,…

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The Responsibility of Paying Back Payday Loans ?>

The Responsibility of Paying Back Payday Loans

When you take out a payday loan from online direct lenders like EZPaydayCash, it is swift, convenient, affordable, and easy to qualify for funds up to $1,000 (in 1 day) without any application fee or collateral. Needless to say, a payday advance can help you efficiently to recover from a sudden cash crunch when you have no other option. Most of the financing companies, nowadays, lend money to borrowers that even have a bad credit score. In such a situation,…

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Why Wage Garnishment Is a Nightmare ?>

Why Wage Garnishment Is a Nightmare

When you do not have the control over your paycheck, and a certain percentage of it gets deducted beforehand, it is nothing less than a nightmare. Wage garnishment, a court-approved legal process, does exactly the same to the people who fail to pay off their payday loans on due. precisely, the court directs the employer of the borrower to carry out this so that the owed money can be paid to the lender. That means the wages are garnished on…

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How Much does a Payday Loan Cost? ?>

How Much does a Payday Loan Cost?

Payday loans are undoubtedly the most popular and widely used short-term debts in America. Especially, the low and middle-income groups depend on these emergency cash loans to address the shortage of funds between paycheck days. Since one can avail money as little as $50, and a maximum of up to $1,000, every kind of unexpected expenditure that falls under the amounts gets taken care of. On top of that, easy application, acceptance of poor and bad credit scores, speedy approval…

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What Are Payday Loan Stores and Check Cashing Outlets ?>

What Are Payday Loan Stores and Check Cashing Outlets

What Are Payday Loan Stores? Payday loans are immediate rescuers from cash crisis. These short-term emergency loans can be availed within one day of application. Without running a traditional credit check, lenders approve loan applications. A loan approval means access to quick cash up to $1,000. These cash advances can be availed in two ways. Either you can apply to lenders like EZPaydayCash that operate online- without visiting a store, and get funded within 24 hours or you can go…

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Why Is It Not Good to Go to a Check Cashing Store? ?>

Why Is It Not Good to Go to a Check Cashing Store?

Does a Check Cashing Store Give You a Payday Loan? Check cashing stores are outlets that help people with no bank accounts to cash their checks. They charge a fee and that usually gets deducted from the check’s original value. For example, if you went with a check of $400, they would give you cash worth $390, and $10 would be treated as the fee. Checks of any kind- from payroll loan checks, personal checks to government checks etc. can…

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What is the Average Interest Rate on a Payday Loan? ?>

What is the Average Interest Rate on a Payday Loan?

Are Payday Loans Good or Bad? Payday loans are short-term cash advances borrowed especially between paydays to address cash shortage or to meet unavoidable expenses; for example, fixing a car or visiting a doctor. Store-based lenders, as well as the online ones, offer such financing without running through your credit within a day of application. You can avail anything between $50- $1000 without any obligation on spending, but need to payback on the due- which is the coming salary day….

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Can You Get a Payday Loan Without a Bank Account? ?>

Can You Get a Payday Loan Without a Bank Account?

How to Take Out a Payday Loan Without a Bank Account Payday loans are easy to avail, but only if you have a checking account. Since these debts are granted even to people with bad credit, and there is no collateral pledging, checking account and regular income of the borrower guarantee the repayment. A checking account is preferred because the lender can deduct the amount on your salary day automatically. If you do not have a checking account, taking out…

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Will an Unpaid Payday Loan Go On My Credit Report? ?>

Will an Unpaid Payday Loan Go On My Credit Report?

Do Payday Lenders Report to the Credit Bureaus? Payday loans, unlike any other loan, are not just easy and fast ways of availing cash, but also quite flexible when it comes to the borrower’s credit part. Payday lenders such as EZPaydayCash do not run through credit to fund you as up to as $1,000. Needless to say, when the credit score is not so important while approving the loan application, why would they report your borrowing activity to the credit…

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Applying Does NOT Affect Your Credit Score

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: EZPaydayCash.com is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use EZPaydayCash.com's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. EZPaydayCash.com does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at support@ezpaydaycash.com