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Apply Online Instead of Looking for “Payday Loans Near Me” ?>

Apply Online Instead of Looking for “Payday Loans Near Me”

So you are in need of a payday loan? Are you looking for a payday lender that’s located near you? Well, have you considered online payday loans? You might just get a better deal and it is very likely that the loan is far easier to get, than you imagined that it may be.

Choosing an online direct lender for a payday loan can be a great idea that may save you time and money and it may also increase the chances for you to get your loan approved. Here we discuss how and why.

Payday Loan Lenders – Pawn Stores vs. Online Lenders

Payday Loans Near Me

There are 2 places you can find payday loan lenders – in offices/stores/pawn shops within your vicinity or online.

Lenders operating from offices, stores or pawn shops tend to have higher costs of operating their business. Further, many of these have been operating since years and rely upon conventional methods of loan application, approval and disbursal. Hence most such lenders are typically more expensive and their services tend to be more cumbersome and slow.

Online lenders, on the other hand, have lower expenses to bear and are typically using more modern processes and facilities. This enables the lender to offer more competitive loan rates and easier as well as quicker processes.

The other advantage that many borrowers seem to be interested in, is directly linked to the online prominence. Since many online lenders have a strong online presence, there tend to be more genuine customer reviews and ratings, which can easily help a borrowers understand how good or bad a lender’s services are. This is not essentially true for many store-based lenders.

Save Yourself the Efforts

Why put in all the efforts of physically heading down to a store-based lender when many trusted online lenders offer similar or better deals and faster services? Typically, borrowers looking for a direct lender loan – such as a payday loan – are facing urgent needs and may also be in a time crunch. Why then should the borrower invest time in running around for a loan that’s anyways also available online (that too, with what’s likely to be a better offer)?

We suggest that you save yourself these efforts and opt for taking your payday loan from an online lender.

Why Choose Direct Lenders?

Eliminating third-party entities like loan matching services and brokers can be a great choice – you don’t just save on the time that an added entity adds in the transaction between you and a direct lender, but you can also end up saving on added commissions too. Sometimes, dealing with the direct lender helps with transparency too.

The only problem that third-party entities claim to solve, relates to finding the right lender for your needs. However, most of the trusted and established lenders are restricted to offer similar loans given that most of the states’ laws impose restrictions that make lenders operate within very stringent rules and restrictions that influence what a lender can offer.

So, if you are looking for a loan that’s not from a traditional source like a bank, it can be suggested that you choose a trusted direct lender for your loan. Finding a trusted lender is easy today. Like us at EzPaydayCash, any trusted direct lender shall:

  • Have a secured and well-built website
  • Offer transparency in loan terms
  • Have years of trust in the market
  • Have many customer reviews online
  • Have various associations and certifications that show the recognition of the service

Online Payday Loans from EzPaydayCash with No Credit Check

EzPaydayCash provides online payday loans with no credit checks. As a trusted direct lender with years of customer service experience, we have understood that many choose our services so that they get loans that:

  • Are fast at being approved
  • Are open to bad credit borrowers
  • Do not affect their credit scores

Offering a loan without a credit check addresses all these needs. We hence approve loans primarily based upon the borrower’s income is stable and adequate enough for the loan to be approved.

Apply for a Quick and Convenient Payday Loan Online

Are you here with a mind ready to take a decision? An online payday loan awaits you. Simply hit the “Apply Now” button to proceed to our online loan application and if you’re eligible for our loan, it shall be yours soon!

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Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at