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High Income Is Not A Criterion To Avail Advance Payday Loans. ?>

High Income Is Not A Criterion To Avail Advance Payday Loans.

Advance Payday Loans help people from all lifestyles. Irrespective of their income, their nature of job or their individual belief, payday loans are for everyone. It does not matter whether you work full time or part time. The basic requirement is your regular job. A regular source of income is enough to make you eligible for the loan, and high income is not a mandatory requisite. Therefore, you need not have a high income in order to apply and get one such loan.

You should realize that the loan amount advanced would be in proportion to your income. Higher the income, greater are your chances to avail a big amount. However, each state’s law permits a specified maximum loan amount that can be availed. In some states, the maximum amount that can be availed is $400 or $500 while in some other states; the maximum limit is as high as $1500. In general, your income level determines only the loan amount not the entire eligibility to avail the loan.

It is always in your interest to borrow what amount is really needed. Request for the amount you need, instead of requesting the amount you are eligible for to avail. Use the money for pressing things that are necessary. One big thing to consider is the money management. Ensure that you are capable enough to pay back the loan amount taken, on your next payday. If you feel that you are incapable of repaying huge amount, it is better to avoid borrowing big amount. Payday loans, if not managed properly, can involve greater costs due to ones irresponsibility. Therefore, apply for smaller amounts to address your immediate needs and pay off quickly on the agreed date.

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Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at