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Why Small Cash Loans Are Easier to Avail ?>

Why Small Cash Loans Are Easier to Avail

Short termed small cash advances and emergency installment loans are far easier to apply and get approved for compared to home loans and business loans. Partly because they are small amounts (varying from $200 to $1,000) and most lenders can bear the risk involved with these unsecured formats of lending. In fact, most lenders only lend money to borrowers with a good credit history and a solid income level, so the risk is not that big. Although there are lenders like EZPaydayCash who also provide loans for bad credit and low incomes too (but with a longer term that helps the borrowers pay back easily).

Then the second reason is the simplified online application process and instant verification and decision. Payday lenders, nowadays, offer an online application that does not require any further paperwork or faxing or coming to the office for verification. With paystub and bank statement details one gets verified with income and credit score is usually overlooked. So the process becomes incredibly swift and once the verification is done, there is no reason why the money deposit would take any longer than a day!

What’s Needed for Payday Loan?

What information do you need to get a payday loan? Well, the minimum personal details that you can provide while filling out the online application form which hardly takes 3 minutes. While applying through loan matching services there might be follow up if a lender asks. On the other hand, if you are directly applying to legitimate lenders like EZPaydayCash, then there is no follow up. However, the details should be authentic and verifiable if you want to earn a guaranteed approval instantly for urgent cash up to $1,000.

The details we need are –

Your social security number, a driver’s license (to see you are at least 18 years old), your checking account details, contact information i.e. email id and phone number, income details such as paystubs and you should not be an active member of the military. Do you think you have all the criteria met? Then apply now for a payday cash advance, and pay back the loan over 3 months in installments.

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Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at