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This is how Our Loans are helping People with Bad Credit ?>

This is how Our Loans are helping People with Bad Credit

bad credit loans

Short-term loans from direct lenders are one of the very few ways in which bad credit borrowers can acquire funds. At EZPaydayCash, we serve as a direct lender offering short-term loans that are made available to borrowers via our simple online platform that can be accessed round-the-clock from virtually anywhere that the internet reaches!

Borrowers with bad credit scores have been using our service for over a decade and taking advantage of the promptness, reliability and support that we provide as a part of the short-term financial solutions in the form of both – payday and installment loans. The various features and advantages that our loans offer, make them useful in many ways and even help borrowers at times of emergency financial needs.

Features of Our Loans

EZPaydayCash offers short-term payday and installment loans at affordable rates of interest, and here are some of their features:

  • 24/7 Access
  • 24 Hour Transfers
  • Bad Credit is Accepted
  • No Collateral is Needed
  • Basic Eligibility Terms
  • Online Applications

Payday Loans and their Advantages

Even though they come with interest rates that are comparatively higher than that of traditional loans, payday loans without a doubt have a number of advantages to offer.

  • Payday loans are short-term loans that are transferred to a borrower in as little as one day. Unlike traditional loans, payday loan lenders do not include time-taking procedures in their approval processes, which makes it easy for them to approve loan requests almost immediately.
  • In order to borrow a payday loan from an online direct loan lender, one doesn’t have to step out. They can apply at any time and from anywhere according to their convenience.
  • Payday loans are very easy to be approved for. One doesn’t have to have perfect credit or offer collateral in order to get funded by payday loan lenders.

Installment Loans for Bad Credit and their Advantages

Many people prefer choosing payday loans over installment loans when they need quick money, since they are easy to apply for, don’t take up much of one’s time and are transferred quickly. However, one downside that a few borrowers face by taking a payday loan is the fact that they are supposed to repay these loans in lump-sum on their next consecutive date.

However, at EZPaydayCash, we choose to make life easy for our borrowers by offering short-term installment loans for bad credit. The advantage of applying for such loans is that they come with every benefit that payday loans have to offer including the fact that they are given to bad credit holders as well, along with the benefit of having to repay them in parts over the course of a few months.

So, if you think that taking a payday loan will be stressful on your wallet when the time comes to repay it, opt for an installment loan instead.

What Bad Credit Borrowers use Our Loans For

If a person has bad credit, getting funded by a trusted source becomes all the more difficult. However, at EZPaydayCash, one can rest assured to get funded by a legitimate online loan lender, even if they possess a poor credit rating. Our bad credit loans can be used for a number of reasons including:

  • Paying off bills
  • To get through the month
  • To address an emergency
  • Debt consolidation
  • To repair a vehicle
  • Repairs for your home

How Online Direct Lender Loans Help during Emergency Needs

Emergencies do not come with a warning, which means that one cannot prepare for them beforehand. Whenever an unexpected situation does come across, in most situation, funding is required. Be it a medical emergency, the need to suddenly travel or if your car breaks down, you will need some extra funds to cater to such situations if your savings aren’t enough to assist you financially.

In such a situation, running around from store to store applying for loans isn’t the solution since that will only take up a lot of your time and delay the matter at hand. Instead, applying for a direct loan from an online loan lender can be beneficial since lenders like us assist you in such times of need.

Firstly, you don’t have to visit a store in order to avail a loan from us; everything can be done online itself. Secondly, we offer funds within just 24 hours after application as long as you meet our basic eligibility terms.

Get a Quick Loan despite Bad Credit Scores

Having understood the ways in which our loans are helping people with bad credit scores, you may be considering the next step – the loan application. Applying for a loan from us is a quick and friendly online process. Simply proceed to the loan application, and it allows you to share all necessary details for the loan process to begin. Shortly after, a customer service expert from EZPaydayCash shall be in touch with you to offer you a quick loan for which your bad credit scores are no hindrance.

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Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at